CC&R Decoder
Upload your governing documents and get back plain English: what you can't park, paint, plant, fly, rent, or build.
Always free. No credit card.
Find the Errors in Your HOA Fine Notice
Free software that decodes your governing documents into plain English, then reviews your violation and fine notices for procedural errors and overreach — no trials, no premium tiers, no catch.
Coming SoonSee features
Everything in one place
Know when your HOA got it wrong
Notice review
Upload your violation or fine notice and we check it against your own decoded governing documents for procedural errors.
Dispute-ready summary
Get a plain-language summary you can bring straight to your board or a hearing to challenge the fine.
Coming Soon
Plus free tools that put money back in your pocket
More ways FreeHOA saves you money — every one free to use.
Mortgage & Insurance Audit
Catch overcharges on your mortgage and insurance.
Free resources for every homeowner
No signup, no paywall — just the information your HOA can't keep from you.
HOA Law by State
Look up your state's real HOA statutes in plain language — assessments, meetings, elections, enforcement, foreclosure, and records.
Browse the lawsManagement Company Directory
Find a real, rated HOA management company in your state — phone, email, and website included, free to search.
Find a companyConsumer Safety
Learn the common scams targeting HOAs — payment redirection, fake fee demands, phishing, and vendor invoice fraud — and how to protect yourself.
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Real HOA news, aggregated and rewritten in plain language, ranked by real dollar amounts — the biggest wins and worst horror stories, always sourced.
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